Free loan-readiness check

About 5 minutes. Texas businesses only for now.

Business nameStateLoan typePurposeRequested loan amount ($)Years in businessAnnual revenue ($)Cash flow available for debt payments, last full year ($)Total annual debt payments incl. the new loan, estimate ($)Equity injection (% of project)Your credit score range (self-reported estimate)

Self-reported estimate. PillarReady does not check credit; lenders pull their own credit reports. No credit check, no effect on your credit.

I have 3 years of business tax returns

I have a current year-to-date P&L and balance sheet

I have a business debt schedule

I have a written business plan

My business is for-profit and operates in the U.S.

The business or an owner is delinquent on federal debt (taxes, prior SBA loan, student loans)

We do not ask about race, ethnicity, sex, age, marital status or other protected characteristics, and they are never used in matching.